News   Kaiser Permanente stresses the importance of health insurance 2004-11-05   October 2004, USA -- We have all heard the stories of individuals who have been injured or gotten sick and they did not have insurance. On top of dealing with a devastating injury or illness, they must also deal with the added strain of paying for medical coverage with no assistance from a California health insurance company.    It is more likely than not that you too will suffer injury or illness, so it is more important than ever to have proper medical coverage. Kaiser Permanente provides top-quality medical coverage to organizations, companies, individuals and their families in California.   Individual care plans are the most important coverage to have. They protect the insured and their dependents for everything from basic medical care to surgery or long-term care, depending on the plan. Kaiser Permanente California works with employers to provide comprehensive care that is both attractive to prospective employees and dependable for current employees and their families.   When choosing the proper health care plan, employers and individuals should look for certain benefits. You should have a choice of plans, including HMO and POS plans. Depending on your financial situation and your medical history you want to be able to pick the plan that best suits your needs. Also look for plans that include medical and dental coverage. Many plans will cover at least one maintenance visit to both a dentist and eye doctor per year.   A good health insurance carrier will also provide you with wellness programs that will teach you the best ways to get healthy and live healthy. Things such as exercise and nutrition information, as well as tips for combating illness are many of the benefits insurance companies will provide. - Kaiser Permanente stresses the importance of health insurance

Uninsured vs. Insured in California
Within the Golden State that is California, all is not necessarily golden in terms of who does and does not have health insurance.

Health Status of Californians
Where does the State of California rank in terms of its residents embodying the stereotypical picture of sunny California healthy living?

Shopping for Health Insurance in California
Deciding which health insurance plan to purchase is not a universal decision, but rather a highly personal one involving considerations such as benefits and budgetary constraints.

Health Insurance Regulations and Issues in California
Diversity is a good thing except when it divides people or causes unforeseen disadvantages to certain minority groups.

Different Types of Health Insurance Plans ŭ Employer Sponsored
When determining with which type of plan to go, assuming oneŭs employer offers more than one option, cost can be a major factor as can comfort in seeing a physician of oneŭs own choosing

Dangers of Being Uninsured
Unforeseen accident and illnesses can financially and, possibly, physically rob one who does not have proper health insurance of an enjoyable future.

Getting the Most Out of Your Health Insurance Plan
Though it is essential that Californians have health insurance, it is equally or more vital that they understand their policies so they may fully utilize the coverage to which they are entitled.

Individual Insurance Options
Individuals’ rights within the state of California are important items to consider when one is in need of coverage or between health insurance policies.

COBRA and Cal-COBRA
Unemployment has its drawbacks but with COBRAB and CAL-COBRA being uninsured does not need to be one of them.

California Residents and HIPAA
Once understood, the newly enacted legislation regulating health insurance offers consumers a myriad of benefits including: coverage when all other sources have been depleted and coverage for pre-existing conditions.

Using the Internet to Research Health Insurance
How can the Internet aide you in your search to find the health insurance plan best suited to your personal situation and finances?

What to Look for in a Health Insurance Policy
As a consumer, it is your right and responsibility to review what a plan includes to ensure it meets your individual needs and lifestyle.

Kids and Health Insurance in California
If children maintain positive lifestyle habits all the way through to adulthood, does that mean they will be at a lower risk for future health problems?

Uninsured Individuals and the Economy
How does the choice an individual makes to go without insurance impact the greater nation?

“Pay or Play” Law in California
Though employers’ responsibility to provide health insurance coverage is currently dependent upon the number of employers on their payroll, this number and provisory definition as stated according to the California state “Pay or Play” regulation may see some marked change within the near future.