Dental discount plans (or "reduced fee plans") and dental insurance are not the same. Dental discount plans are based on special agreements with participating dental care providers (like dentists), to provide their services to plan members at a (sometimes very substantial) discount. Enter your zip code in the box below to find dental discount plans, the amount of discounts you will receive, and participating dentists available in your area. Unlike most dental insurance plans, reduced fee plans often even give you a discounted rate for dental care associated with "pre-existing conditions", although orthodontic treatment in progress is typically excluded. (NOTE: Always check the terms and conditions of each specific plan to see what is and isn't covered!)   Dental insurance can protect you against the financial risks associated with dental care. Unlike many dental discount plans or reduced fee plans, dental insurance will typically NOT reimburse you for costs associated with existing dental problems (so-called "pre-existing conditions"). There may also be a limit on the number of visits or services for which you will be reimbursed, and you may have to pay part of the costs out of your own pocket (the "deductible"). However, having good dental insurance can save you quite a few unpleasant surprises --and a lot of money! (NOTE: Always check the terms and conditions in the insurance policy to see what is and isn't covered by that insurance!)

Uninsured vs. Insured in California
Within the Golden State that is California, all is not necessarily golden in terms of who does and does not have health insurance.

Health Status of Californians
Where does the State of California rank in terms of its residents embodying the stereotypical picture of sunny California healthy living?

Shopping for Health Insurance in California
Deciding which health insurance plan to purchase is not a universal decision, but rather a highly personal one involving considerations such as benefits and budgetary constraints.

Health Insurance Regulations and Issues in California
Diversity is a good thing except when it divides people or causes unforeseen disadvantages to certain minority groups.

Different Types of Health Insurance Plans ŭ Employer Sponsored
When determining with which type of plan to go, assuming oneŭs employer offers more than one option, cost can be a major factor as can comfort in seeing a physician of oneŭs own choosing

Dangers of Being Uninsured
Unforeseen accident and illnesses can financially and, possibly, physically rob one who does not have proper health insurance of an enjoyable future.

Getting the Most Out of Your Health Insurance Plan
Though it is essential that Californians have health insurance, it is equally or more vital that they understand their policies so they may fully utilize the coverage to which they are entitled.

Individual Insurance Options
Individuals’ rights within the state of California are important items to consider when one is in need of coverage or between health insurance policies.

COBRA and Cal-COBRA
Unemployment has its drawbacks but with COBRAB and CAL-COBRA being uninsured does not need to be one of them.

California Residents and HIPAA
Once understood, the newly enacted legislation regulating health insurance offers consumers a myriad of benefits including: coverage when all other sources have been depleted and coverage for pre-existing conditions.

Using the Internet to Research Health Insurance
How can the Internet aide you in your search to find the health insurance plan best suited to your personal situation and finances?

What to Look for in a Health Insurance Policy
As a consumer, it is your right and responsibility to review what a plan includes to ensure it meets your individual needs and lifestyle.

Kids and Health Insurance in California
If children maintain positive lifestyle habits all the way through to adulthood, does that mean they will be at a lower risk for future health problems?

Uninsured Individuals and the Economy
How does the choice an individual makes to go without insurance impact the greater nation?

“Pay or Play” Law in California
Though employers’ responsibility to provide health insurance coverage is currently dependent upon the number of employers on their payroll, this number and provisory definition as stated according to the California state “Pay or Play” regulation may see some marked change within the near future.